Critical Illness Insurance

JLA Partners Insurance

What Is Critical Illness Insurance?

Coping with a critical illness is emotionally difficult. Unfortunately, coping with a critical illness can also be financially difficult. Protect your family from financial strain of mounting medical bills with critical illness insurance from JLA Partners Insurance.

Critical illness insurance is a specific type of insurance product which offers financial protection in cases where the policyholder is diagnosed with a critical illness listed in the insurance policy.

Critical illness insurance is usually structured so that the insurer makes a lump sum cash payment after diagnosis. However, some policies are structured to pay out regular income in cases where the policyholder must undergo a specified surgical procedure.

What Does Critical Illness Insurance Cover?

Critical illnesses that may be covered by a critical illness insurance policy may include:

  • Alzheimer’s Disease
  • Parkinson’s Disease
  • Multiple Sclerosis (MS)
  • HIV/AIDS that is contracted by blood transfusion or during a medical procedure
  • Kidney failure
  • Major organ transplant
  • Blindness
  • Deafness
  • Paralysis of limb
  • Terminal illness